Creating sustainable wealth
with integrity.

Creating sustainable
wealth with integrity.

Our Team of directors at Capspace are the co-founders, co-investors
and hands-on relationship managers for
all of our clients.

With over 100 years of finance,
property and legal experience,
and a do-good philosophy, the
Capspace team use a collaborative
approach to positively impact both
investors and borrowers

 

A testament to this is the growing
number of borrowers that have
become investors.

 

Australian owned and regulated,
the fund has been steadily growing
since 2020.

 

 

 

 

 

 

 

 

 

Our Team of directors at Capspace are the co-founders, co-investors
and hands-on relationship managers for all of our clients.

 

With over 100 years of finance, property and legal experience, and a do-good philosophy, the Capspace team use a collaborative approach to positively impact both investors and borrowers

A testament to this is the growing number of borrowers that have become investors.

Australian owned and regulated, the fund has been steadily growing since 2020.

Tim Keith Capspace

Tim Keith

Managing Director 

Formerly, Managing Director - Global Market Sales at NAB, Tim packs a veritable professional punch delivering a background in institutional banking and corporate governance.

Diligent and disciplined with an eye for detail, he offers structure, strategy, risk assessment, surety, and guidance.

He believes in fairness and equity, in giving the same unbiased assessment and opportunities to everyone he encounters. 

Humble, down to earth and trustworthy, his key focus points for clients and their goals are value, longevity and purpose. 

His considered and considerate approach has rightly earned him a groundswell of support and respect.

Tim Keith LinkedIn

Daniel Dusevic Capspace

Daniel Dusevic

Director

Daniel has successfully carved out a specialty in property, fintech and emerging markets, expertly built on the foundations of corporate and SME experience, honed through many years at Macquarie Bank and Goldman Sachs in London.

He is a lateral thinker, unconfined by the box that many in the finance industry are.

Intuitively seeking new alternative investments and methods that directly benefit all involved.

Daniel connects with clients through his commitment to their professional needs and a genuine interest in who they are personally.

An injection of modern vitality, he is engaged, curious, considered and mindful in all that he does.

Daniel Dusevic LinkedIn

 

John Encina Capspace

John Encina

Director

An outstanding financial expert, John has been the recipient of numerous industry accolades, culminating in the 2021 Best Finance Broker NSW/ACT and the coveted 2021 Broker of the Year NSW/ACT.

His extensive banking history delivers an innate understanding of complex financial situations, loan structure, support options, and originating deals. 

With a thought base beyond the now, and an investment in the vision of his clients, his conservative and disciplined approach takes into account both the short-term goals and the future trajectory of their businesses and lives. John believes in the little things, the underpinning routines and actions that stave off complacency and apathy. For the strongest of foundations depend on the details, and he is as strong, steadfast and trustworthy as they come.

John Encina LinkedIn

Julio Labraga Capspace

Julio Labraga

Director

Julio is a big picture, strategic thinker. With over 25 years commercial experience in property and finance, he is solution-driven.

Taking a creative and innovative approach that provides clients with 'left of field' ideas that deliver the right commercial and personal outcomes for all parties.

Always encouraging others to challenge their mindset, and to see beyond their perceived limitations.

Humble and softly spoken, Julio values co-operation, connection and community, believing in the values of serving others.

His approach is a thoughtful contemplation of how much he can learn from, and what role he can play, to positively impact each person he meets.

Julio Labraga LinkedIn

Nicola Grace

Nicola Grace

Portfolio Manager

Nicola brings over 15 years of mortgage lending experience to Capspace. She has held senior roles, including Head of Credit at Bridgit and Head of Lending at Bluestone, as well as managerial positions at leading banks, Westpac and The Co-operative Bank.

Nicola has a proven track record of driving positive change including securing new funding lines, overseeing credit committees, and streamlining policy changes 

and credit assessment processes. Her accomplishments have resulted in faster turnaround times, reduced costs, and increased broker satisfaction, as well as internal enhancements in productivity and engagement.

Passionate about the non-bank lending space, Nicola is dedicated to delivering innovative and unique financial solutions to clients.

Nicola Grace LinkedIn Nicola Grace Capspace email

April Howlin Capspace

April Howlin

Client Liaison

April brings a wealth of management experience to her Capspace role. Having worked in client-focussed roles for over a decade, she offers our clients the advantage of her specialised skills.

Her service background extends to managing high performing teams, operational oversight of complex and tightly regulated organisations, building relationships with experts, and delivery of communications on sensitive matters. 

Recognised for consistently delivering an exceptional client experience, April understands the needs of our clients, providing a tailored and solution-oriented approach to every interaction.

Please get in touch with April any time you require information or want to update your investment.

April Howlin LinkedIn April Howlin Capspace email

Yvonne Kola Capspace

Yvonne Kola

Head of Operations

Yvonne brings over 14 years of leadership in banking and finance to Capspace. A proven expert in stakeholder management, regulatory engagement, and operational excellence, she holds a Green Belt in process improvement and is a qualified mediator.

Her award-winning leadership includes overseeing risk management and customer advocacy at CBA, where she supported the dispute resolution function in assisting vulnerable customers and communities with their banking needs. 

Yvonne's deep industry knowledge, combined with her exceptional ability to connect with people, ensures seamless operations and exceptional service for investors and borrowers.

Passionate about driving positive change and helping clients achieve their financial goals, she is a key contributor to Capspace's growth and success.

Yvonne Kola LinkedIn Yvonne Kola Capspace email

 

Nick Martino Capspace

Nick Martino

Credit Manager

Nick brings over 20 years of experience in the Australian and international financial services and investment banking sector to his Capspace role.

A critical thinker with extensive knowledge in credit management, relationship management, and corporate and business banking, he is recognised for his seamless collaboration with clients to structure and approve loan transactions while adeptly managing risk.

Nick is a trusted specialist in finance lending.

His methodical and results-driven approach, coupled with a commitment to efficiency, transparency, and collaboration is reflected in the streamlined and solution-oriented loans process he has crafted for timely borrower outcomes.

Nick Martino LinkedIn Nick Martino Capspace email

 

 

Nadia Renaud Capspace

Nadia Renaud

Client Liaison

Nadia brings over 30 years of experience in financial services and client management to her role at Capspace. Having worked across various finance sectors she provides our clients with the benefit of her extensive knowledge and expertise.

Her background includes managing complex financial portfolios, overseeing client relationships, and delivering tailored solutions. Nadia's keen attention to detail and proactive approach ensure that every interaction is focused on meeting the

unique needs of our investors.

Recognised for her strong communication skills and commitment to client success, Nadia is dedicated to delivering a personalised, solution-oriented experience.

Please reach out to Nadia whenever you need assistance or wish to discuss your investments.

Nadia Renaud LinkedIn Nadia Renaud Capspace email

Mark Riach Capspace

Mark Riach

Business Development Manager

Mark Riach brings 30 years of expertise in property-related finance to his role at Capspace, specialising in residential, commercial, development, and construction finance.

He has held senior roles at major financial institutions, including NAB where he gained extensive experience as a Business Banking Manager. Additionally, Mark has served as a Senior Mortgage Broker, General Manager, and Origination Manager, where he strengthened his expertise in broker partnerships and commercial finance solutions.

Mark excels in growing referral networks, managing deal flow, and structuring complex deals.

Renowned for his problem-solving abilities, approachable nature, and commitment to delivering tailored solutions, he consistently builds strong broker relationships and ensures successful outcomes for clients.

Mark Riach LinkedIn Mark Riach Capspace email

Sarina Roppolo

Sarina Roppolo

General Counsel

Widely respected for her expertise in banking and finance law, Sarina has been recognised by her peers since 2019 as a Best Lawyer in Australia in Insolvency and Reconstruction, the results published annually in the Australian Financial Review.

Her colleagues describe her as consultative, collaborative and solution driven. 

With 25 years experience as a solicitor admitted to the Supreme  Court of NSW, Sarina has worked extensively with large and bespoke financial institutions, together with public and private companies and individuals.

Sarina brings so much value to Capspace as the key advisor to our credit comittee.

Simran K Singh Capspace

Simran Singh

Marketing Manager

Simran's journey into marketing is an unconventional one. She started her career as a lawyer, working in a top-tier global law firm, government organisation, and startup, spanning the UK, US, France, and Australia. 

Discovering that law didn't ignite her passion, she transitioned into marketing after pursuing further study. She has since accumulated over a decade of experience in corporate organisations and a leading education institution. 

Simran is known for being an action taker, embracing continuous learning, and fostering meaningful connections and relationships. 

In her work ethic, Simran blends a strategic-driven approach with innovative thinking, offering fresh perspectives and out-of-the-box solutions.

Simran K Singh LinkedInSimran Singh Capspace email

Get in touch

OUR TEAM

Tim Keith

Tim Keith

Managing Director

Formerly, Managing Director - Global Market Sales at NAB, Tim Keith packs a veritable professional punch delivering a background in institutional banking and corporate governance. Diligent and disciplined with an eye for detail, he offers structure, strategy, risk assessment, surety, and guidance. He believes in fairness and equity,
in giving the same unbiased assessment and opportunities to everyone he encounters. Humble, down to earth and trustworthy, his key focus points for clients and their goals are value, longevity and purpose. His considered and considerate approach has rightly earned him a groundswell of support and respect.

Julio Labraga

Julio Labraga

Director

Julio Labraga is a big picture, strategic thinker. With over 25 years commercial experience in property and finance, he is solution-driven. Taking a creative and innovative approach that provides clients with 'left of field' ideas that deliver the right commercial and personal outcomes for all parties. Always encouraging others to challenge their mindset, and to see beyond their perceived limitations. Humble and softly spoken, Julio values co-operation, connection and community, believing in the values of serving others. His approach is a thoughtful contemplation of how much he can learn from, and what role he can play, to positively impact each person he meets.

John Encina

John Encina

Director

An outstanding financial expert, John Encina has been the recipient of numerous industry accolades, culminating in the 2021 Best Finance Broker NSW/ACT and the coveted 2021 Broker of the Year NSW/ACT.His extensive banking history delivers an innate understanding of complex financial situations, loan structure, support options, and originating deals. With a thought base beyond the now, and an investment in the vision of his clients, his conservative and disciplined approach takes into account both the short-term goals and the future trajectory of their businesses and lives. John believes in the little things, the underpinning routines and actions that stave off complacency and apathy. For the strongest of foundations depend on the details, and he is as strong, steadfast and trustworthy as they come.

Sarina Roppolo

Sarina Roppolo

General Counsel

Widely respected for her expertise in banking and finance law, Sarina has been recognised by her peers since 2019 as a Best Lawyer in Australia in Insolvency and Reconstruction, the results published annually in the Australian Financial Review. Her colleagues describe her as consultative, collaborative and solution driven. With 25 years experience as a solicitor admitted to the Supreme Court of NSW, Sarina has worked extensively with large and bespoke financial institutions, together with public and private companies and individuals. Sarina brings so much value to Capspace as the key advisor to our credit comittee.

Lea-Anne Warren

Lea-Anne Warren

Operations Manager

Diligent and focused, Lea-Anne Warren strives for excellence in all she undertakes. Having worked across corporate and not for profit sectors, she developed a deep understanding of their differing needs. Fifteen years in the banking world as a Change Project and Communications Manager, she assisted with call centre startups, credit card migrations, new product launches, process design, quality standards, employee engagement and customer experience. She consulted with charitable organizations in securing the necessary funding to bring their projects to life. She now develops the tools, systems, and processes to best support the investor and borrower journey.

Daniel Dusevic

Daniel Dusevic

Director

Daniel Dusevic has successfully carved out a specialty in property, fintech and emerging markets, expertly built on the foundations of corporate and SME experience, honed through many years at Macquarie Bank and Goldman Sachs in London. He is a lateral thinker, unconfined by the box that many in the finance industry are. Intuitively seeking new alternative investments and methods that directly benefit all involved. Daniel connects with clients through his commitment to their professional needs and a genuine interest in who they are personally. An injection of modern vitality, he is engaged, curious, considered and mindful in all that he does.