Credit Portfolio Manager / Analyst

Key responsibilities

Key responsibilities include:

Develop understanding of the existing portfolio and identify and resolve any potential issues with positions or clients
Manage all portfolio changes across interest rate changes, repayments and missed payments and ensure smooth running of the portfolio
Work with borrower origination team on new clients and transactions to ensure that as the portfolio grows, the process and service remains the same high standard
Identify process improvements and opportunities to enhance customer experience and customer return.

Skills and experience

To effectively perform this position, the successful candidate will require the following:

Knowledge

Demonstrated knowledge and experience in credit management
Demonstrated knowledge of Australian alternative investment market (preferably RG146 compliant)
Demonstrated knowledge of private credit is beneficial.

Experience

5 – 10 years’ experience in relationship management, credit and credit analysis in financial services
Experience in non-bank lending is beneficial, with deep understanding of credit and settlement processes
Demonstrated ability to manage multiple stakeholders and clients
Experience in the presentation of data analysis to management.

Qualifications

Undergraduate degree considered to be an advantage
Post graduate qualifications will be valuable.

Skills & Abilities

Credit risk analysis
Portfolio management
Data input and analysis
Ability to think clearly and logically
Excellent interpersonal skills and ability to communicate effectively at all levels
Strong written communication skills
Strong team ethic and ability to engage team members and stakeholders
Self-driven and motivated to achieve and able to lead by example
Commitment to quality and ability to maintain high standards
Ability to multi-task and allocate/review priorities to meet deadlines.

Who is Capspace

At Capspace, we're redefining the non-bank lending space.

We're a passionate team that uses innovation to connect growing SMEs with the capital they need to thrive.

Named as 2024 finalists for Non-Bank of the Year and Innovator of the Year, our goal is to be Australia's preferred and most trusted non-bank to SMEs and investors.

While we have defined roles, we're a collaborative team that work together in a flat structure, where ideas flourish and everyone contributes. We recognise and reward the dedication that drives our success.

If you're looking to make an impact, work in a motivated and inspiring environment, collaborate with a talented team, and disrupt the non-bank space, then join us in shaping the future of finance!