Credit Portfolio Manager

Key responsibilities

Key responsibilities include:

Develop an understanding of the existing portfolio and identify and resolve any potential issues with positions or clients.
Manage all portfolio changes, including interest rate changes, repayments, and missed payments, ensuring smooth running of the portfolio.
Work with the borrower origination team on new clients and transactions to maintain high standards as the portfolio grows.
Identify process improvements and opportunities to enhance customer experience and customer return.

Skills and experience

To effectively perform this position, the successful candidate will require the following:

Knowledge

Demonstrated knowledge and experience in credit management.
Knowledge of the Australian alternative investment market (preferably RG146 compliant).
Knowledge of private credit is beneficial.

Experience

5-10 years of experience in relationship management, credit, and credit analysis in financial services.
Experience in non-bank lending is beneficial, with a deep understanding of credit and settlement processes.
Demonstrated ability to manage multiple stakeholders and clients.
Experience in presenting data analysis to management.

Qualifications

An undergraduate degree is considered an advantage
Postgraduate qualifications will be valuable.

Skills & Abilities

Credit risk analysis.
Portfolio management.
Data input and analysis.
Ability to think clearly and logically.
Excellent interpersonal skills and ability to communicate effectively at all levels.
Strong written communication skills.
Strong team ethic and ability to engage team members and stakeholders.
Self-driven and motivated to achieve, able to lead by example.
Commitment to quality and ability to maintain high standards.
Ability to multi-task and allocate/review priorities to meet deadlines.

What we offer

Capspace encourages:

Work flexibility in terms of days and hours worked.
Staff to be in the office at least 2 days per week.
Empowering employees to self-direct their own success.
Diversity and Inclusion.
Community engagement.

We believe in investing in our people. While our list of benefits continually grows, here is what you will enjoy as a member of the Capspace team:

Flexibility in days and hours worked
Learning and career development opportunities
Casual dress code
Annual performance bonus
Weekly team lunches
Birthday leave.

Who is Capspace

Capspace is a successful Investment Fund, with a strong track record in delivering innovative lending and investment solutions to our clients. We pride ourselves on our customer-centric approach and our dedication to excellence in all aspects of our business.

Named as 2024 finalists for Non-Bank of the Year and Innovator of the Year, our goal is to be Australia's preferred and most trusted non-bank to SMEs and investors.

While we have defined roles, we're a collaborative team that work together in a flat structure, where ideas flourish and everyone contributes. We recognise and reward the dedication that drives our success.

If you're looking to make an impact, work in a motivated and inspiring environment, collaborate with a talented team, and disrupt the non-bank space, then join us in shaping the future of finance!